Im 22. Have had only 2 30-day past due payments in my life since being 18. They were $50 payments for a fedloan(college). Paid 2k out of 3.5k since 2010. The other loan I have is for my car since 2/2013. Paid every month on time for this payment. Those two past dues were my very first payments for the fedloan in 2010. Been flawless since then. Would opening an amazon card for a purchase of $3400 be okay? Need to take advantage of holiday Nikon savings of $700. I have 950 ready to pay upfront btw
Car payment info: 12.5k left out of 19k total. Did a 66 finance at 4%apr.
Making 400 a week
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